Rev. 12/10
FACTS: WHAT DOES LINCOLN MAINE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your information. Federal law gives members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the products or services you have with us. This information can include:
• Social Security number and income
• Account balances and payment history
• Credit history and credit score
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons Lincoln Maine Federal Credit Union chooses to share, and whether you can limit this sharing.
| Does LMFCU Share? | Can you limit sharing? | ||
| For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No | |
| For our join marketing purposes- to offer products and services to you |
Yes | No | |
| For join marketing with other financial companies | Yes | No | |
| For our affiliates’ everyday business purposes- information about your transactions and experiences |
Yes | Yes | |
| For our affiliates’ everyday business purposes- information about your creditworthiness |
No | We Don’t Share | |
| For nonaffiliates to market to you | No | We Don’t Share | |
|
Who we are |
Lincoln Maine Federal Credit Union |
|
What we do |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to persons who need to know that personal information to provide products or services to you. |
|
How does Lincoln Maine Federal Credit Union collect my personal information? |
We collect your personal information, for example, when you |
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only |
|
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. |
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you |
Questions? Call 207-794-8623